Duluth, a four-season city with 11,000 acres of green space alongside the greatest lake in the world, has miles and miles of trails that allow for travel on foot, skis, bike or snowmobile.Read more...
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• Population: 86,211
• Land area in square miles: 67.79
• Persons per square mile: 1,272
• Sister Cities: Petrozavodsk, Russia; Thunder Bay, Canada; Isumi-City, Japan; Växjö, Sweden; and Rania, Iraqi-Kurdistan.
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Emily was elected Mayor of Duluth in November 2015 with 72% of the vote. She was inaugurated on January 4th, 2016.More info...
Resources for Area Businesses:
Duluth 1200 Fund Gap Financing
Service: Incentive and Financial Resource Programs
Contact: Heather Rand, Executive Director
Address: 402 City Hall , Duluth, MN 55802
Description: The 1200 Fund provides incentive loans for business expansions and relocations within the City of Duluth, which will create new jobs. Loans will be made to eligible businesses to create the inducement necessary to structure financial packages to support business growth. Bank participation and business owner equity are both required to be part of the financial package supporting a business’s growth. A loan from the Duluth 1200 Fund is intended to address a gap in the financial package, not replace business owner equity contributions or traditional bank lending. General Loan Program Loan Amounts: maximum of $500,000. Eligible Applicants: This program is directed toward existing businesses, which have been in operation three or more years. New business start-ups are not normally eligible. Other Funding Sources are Required: Typically a minimum ratio of two private dollars to one 1200 Fund dollar will apply. A bank loan will be required for an amount at least equal to the 1200 Fund Loan. Personal guarantees may be required for privately held corporations. Other Special Requirements: Loans may not exceed $10,000 per job created. Business must be located in the City of Duluth. Allowable Use of Proceeds: Low interest financing for up to 1/3 of the total cost of the project is available to service (non-personal and non-retail), wholesale, and manufacturing businesses uses. Loans are not available to legal, architectural or financial services businesses, non-profits or retail (restaurant or retail shops). Term of Loan: This program provides fixed rate financing for fixed assets (building) for a term of up to 17 years and machinery and equipment for a term of up to seven years and working capital for a term of up to five years. Interest Rate: The interest rate varies but typically between 3% and 8%. Advance West Pilot Loan Program The Advance West Pilot Loan Program provides gap financing for Duluth business start-ups locating in the 55806 and 55807 zip codes. Loan must be utilized to purchase and make improvements in existing real estate building that will house the new business. Loan amount: maximum of $50,000 Term of loan: Up to 17 years Other special requirements: Unlike the General Loan Program, there is no requirement related to creation or retention of job and the business can be retail in nature. A bank loan and owner equity must be included in the project financing package. Loan forgiveness: Up to 50% of the loan may be forgiven if two full-time or full-time equivalent jobs are created on the site within the first two years of operation. Pay for Performance Incentive Loan Program The Pay for Performance Incentive Loan program provides gap financing for manufacturing and high tech services businesses starting up or expanding within Duluth city limits. Loan amount: maximum of $500,000 Term of loan: up to 17 years Loan forgiveness: $5,000 forgiven for each full-time job created paying a salary that exceeds $50,000; forgiveness limited to 50% of the loan. Other requirements: must create a minimum of eight new jobs with wages in excess of $50,000 annually, plus benefits to qualify for a Pay for Performance Loan.
Revolving Loan Fund - brownfield redevelopment, please call (218) 730-5310.
[ CONTACT ]
Heidi Timm-Bijold Business Resources Manager 402 City Hall, 411 West First St. Duluth, MN 55802 Phone: (218) 730-5324 Fax: (218) 730-5904 Paula Reed Workforce Development Manager 402 West First St. Duluth, MN 55802 Phone: (218) 302-8400