PERA Information FAQs
- The Public Employee's Retirement Association (PERA) is a retirement system that provides benefits for eligible employees of county and local governments in Minnesota. Both you and the City make contributions to the retirement system.
- PERA is governed by an eleven member board of trustees. The state auditor is a member, five members are appointed by the governor of Minnesota, and five members are elected by PERA members There are two plans available to City employees: 1) the Coordinated Plan includes members who are subject to the rules and regulations of Social Security; and 2) the Police and Fire Plan, where members are public employees who serve as police officers and firefighters.
- All employees who qualify for PERA benefits must complete an application form on the first day of employment, and will be provided with a PERA Summary Plan Description (SPD) booklet. The SPD will provide details on membership, contribution procedures, retirement, disability, distribution options, etc. PERA offers three different pension benefits:
- Retirement benefits (pension);
- Disability benefits; and
- Survivor benefits.
- There is a PERA Duluth office located at the Medical Arts Building on Superior Street. City of Duluth employees may contact the local office at (218) 740-3075 to arrange for a meeting, or to discuss PERA retirement benefits. All applications to commence pension benefits must be made through a PERA counselor. We suggest that employees meet with a PERA counselor no later than 60 days prior to the commencement date of pension benefits.